www.copycatssuccess.blogspot.com

SERVICE ALWAYS COMES FIRST.

2007-03-20T05:30:00.001-07:00

A Chartered accountant by qualification,28 years old Rohan Hegde,Director of Tunga group believes in always seeing the larger
picture.Under his leadership,the Tunga group recently added Tunga Regency,a four star Deluxe hotel in Navi mumbai to the list of his Hotels.Here he shares his success secret.
TAKE CARE OF THE PEOPLE.
You take of your people,and they will take care of the guests.This is what my father and i have always practiced in the organisation.If your staff is happy,so will the customer be also get happy by the good service provided by your staff.In any profession and in any industry,being a master management of people is important in the Hospitality industry.You may have talent but if you cannot manage people,you will not go far.
GIVE YOUR BEST.
Try to do best in whatever you do whether it is small,midium,or big.That,s what people remember you for.Give your 100%.Eventually you will strike gold.
START EARLY.
we are given 24 hours a day to what we have to do. so,start early so that you can accomplish the most during that time.
KEEP WALKING.
When things dont turn out the way you want them to,there is no point in getting stuck on them.Keep moving ahead.
PUT IT ON PAPER.
What happened,what went wrong,what can be done differently and so on..... you need to put down the results of why it didn,t work.It helps bring things in perspective.Use pen and a paper when you sit to plan something.
CONCENTRATE ON GOOD.
Whenever you meet someone try to copy his good qualities rather than his bad and negative qualities.
MAKE TIME FOR YOUR BODY.
Take care of your body for an hour and your body will take care of you the next 23 hours.Do yoga and exercise for aleast 30-40 minitues a Day, it will keep your body fit and healthy.

STEPS TO CUT DOWN COSTS.

2007-03-14T19:18:00.000-07:00

(1)Avoid visits to places(like Malls) that make you buy more than what you want.
(2)Replace a creditcard with a debitcard,a creditcard induces you to buy/spend more than what you can afford.A debit card serves the same purpose with as much money you have to spend.
(3)Buy a Car for utility, not prestige.Most of us buy a Car on a finance scheme.Buying a bigger Car leads to a continuous outflow of higher EMI,huge additional interest Outflow,not to forget the regular
higher outflowtowards Fuel and Maintenance costs.
(4)Don,t buy unnecessary/expensive Car accessories because there is no immediate cash outflows from your hands.We tend to forget interest outflows on the loan.
(5)Use company-provided vihicles for office or create a car pool.
(6)Never visit a sale unless you are sure you need those Goods and the sale is Genuine.
(7)Handle housing loan payouts with care.Buying a house is necessary.Buying one bigger than you need means two important Outflows,larger EMIs,losing in interest outflow and regular high cost incurrence towards maintainance and taxes.
(8)Juggle various loan options.A home loan is cheaper and provides additional tax benifits than car loan.Between credit card loans and
personal loans,personal loans are generally cheaper.
(9)Use your mobile phones with care.Try to choose a wise plan on your Network.Limit your unnecessary outgoing calls or call from the near by Landline.
(10)Prevent expensive gadgets, look at utility rather than a show.
This may look tough,but there it is.

CHOOSE THE RIGHT CA.

2007-03-13T19:11:00.000-07:00

There are CAs who specialise in individual taxation,NRIs,service tax,procedural matters,others blend taxation and investment advice and so on.If you are a entrepreneur or a small businessman,you need a
CA with a small business focus.
Choose an accountant early in your career.Over time,he will understand your needs and advice you well.Since you will reveal vital
information about your income,it makes sense to stay with the same accountant.
A CA prepares your tax returns,filesthem,pays your taxes and maintains all records.Choose one who also provides advisory services
such as how to save taxes and how to make the best investments,as well.
Negociate fees in advance.Accountants charge seperate fees for filing
returns, scrutiny of accounts books and if he,s available at your beck and call.Clarify all applicable fees in advance.Ensure records are maintained regularly.Records may be required in future.Do keep photocopies of all documents,but your CA must also maintain a seperate set.
If your stakes are high,a small slip by your accountant can lead you in trouble.Does your accountant have a professional liabitity insurance cover?These policies are now available in india.Finally, feel free your CA to be the following questions.
ASK THESE QUESTIONS

*How many clients do you have?
* what is your typical client base-individual,businesspersons?
*How much experience do you have with my kind of situation or business.
*Will you do my tax returns or does someone handle it?
*What educational update programmes have you taken in the last six months?
*What other services does the firm offer?
*Can you give me a few references?

RESPECT YOUR ENEMIES.

2007-03-13T00:42:00.000-07:00

Fact is enemies are not created intentionally.But the reality is that they will exist dispite us not wanting them-whether in battle or business.But while we may not have a choice with our enimies,we can surely choose how to deal with them.It is like playing any sport,you need to have a strategy in place to win the game with the
competitor.
NEVER EVER TAKE THEM FOR GRANTED.
The competitor is as intelligent as you are, if not more.So do not take him for granted.Be alert and very careful about his moves.You never know when he may attack.On the other hand you must not attack him-certainly never if you your thinking is that he will definitely loose.
STUDY HIM TOTALLY.
One of the reasons for the success story of the Australian cricket team is they spend a lot of time closely studying the players of opposite teams.They watch video clippings,find weaknessess
and identify strengths.
PRACTICE,PRACTICE AND MORE PRACTICE.
Just because i have a good weapon in hand does mean i will win the war.I should be able to use it well off the field, before i use it in actual war.The best warriors practice for hours together daily, even during the peace times.
BE COOL.
Being prepared for war does mean you should go to fight.War should always be the last option as its destructive and expensive.Therefore even if your compititor tries to provoke you,be cool-headed.Never hate your enemy as it kills your logical thinking.Even in the political field,there are peace talks,before the war.So give room in your life too.But if the war does take place finally,do not hesitate to fight it to the last.

PEOPLE MANAGEMENT IS THE KEY.

2007-03-12T04:44:00.000-07:00

After working for over a decade,primarily in the financial services sector,Sujata Dutta is today the vice president-Accident and Health of Tata AIG Life insurance company Ltd.An MBA from IIM Bangalore,she
shares her views on achieving goals and moving ahead in Life.
(1)CREATE YOUR STYLE:Everyone has a different working style.Discover what it is and follow it.You need to have complete knowledge of your work and should be efficient in its execution.
(2)No matter what your designation is,you should keep adding to your skills repertoire.You can take up short courses or even reading might
help.All you need to do is to make that effort.If you come across some courses or workshop that will enhance your career.Constant upgradation of your skills will give you an edge over others.
(3)PEOPLE MATTER:From working in the departments like Marketing,communications,brand advertising and public realations,one has to learn that majorfactor isto manageyour team well.As you scale the ladder, you may not have the expertise needed in every area,but your team mates may be equipped to deliver.It is here that your people skills will come in use.
(4)A GOOD LEADER:To bee successful leader you need three qualities:people management skills,knowing your efficiency level,and vision or thought of your organisation.As a leader you should check are you and your company heading in the same direction.
(5)THE BALANCING ACT:Every indiviual should be able to balance work and life equation.And setting a goal for your self,it is a very personal for every individual to decide what you want to do six or ten years from now.But make sure you mark goal and work towards it.

STOP BEING A SPENDTHRIFT.

2007-03-09T21:44:00.000-08:00

Mr Ramesh sharma draws a fat salary,takes annual bonuses and enjoys fabulous perks.He certainly lives it up,his life moving at a
breakneck speed and career on a fast track.Anyone would envy him.Apart from few baubles and his car he has no much to show as assets.He is always short of cash and has a habit of borrowing from his friends.Are you like Mr Ramesh?Who borrows from his friends who are earning far less than him.
[1]STASH AWAY SOME CASH EVERY MONTH IN A WELL DESIGNED PLAN.
You could invest in a systematic plan of a mutual fund or a bank recurring deposit plan.The point is to invest in any scheme where a part of your salary can be automatically deducted and invested on your behalf.You could invest around 10% of your monthly take away like this.Although on a monthly basis this may seem like a small amount,but over a period of time the total amount thus squirreled away could surprise you.
[2]BUY ASSESTS AND NOT LIABILITIES.
Sometimes our impulsive buys leave our wallets lighter month after month.It,s better to buy a laptop rather than a car,which will enhance your productivity and thereby your income.Everytime you buy something big,check whether it,s an asset or a liability.
[3]GIVE YOURSELF SMALLER REWARDS.
We like to spend on gifts for friends,families,and of course
our own selves.You can get the same amount of pleasure by buying smaller,relatively inexpensive but thoughtful gifts,rather than expensive french perfume.An inexpensive book can also be an excellent and useful gift to someone you like or love.
[4]WITHDRAW SMALLER SUMS FROM BANK AT REGULAR INTERVALS.
Instead of withdrawing all you need for your monthly expenses,withdraw smaller amounts at a time.A few extra trips to the ATM/Bank will automatically make you aware of the dwindling balance in your account which will keep your expenses in check.
[5]LEAVE YOUR CRIDITCARD HOME.
Carry just enough cash to cover your basic grocery and necessities bill when you go shopping.You will notice that more than 90% of the time when you have resisted the impulse,and you have had time to think the purchase through rationally,you wont go back to the shop.
[6]KEEP THE BIG PICTURE IN MIND.
When you pinch pennies it,s natural to feel a bit deprived.Think of the joy and feeling of security it shall provide you with.If the motive is fat bank balance think of the number which shall make you feel really rich and prosperous.
KEEPING IN MIND THE BIG PICTURE KEEPS THINGS IN FOCUS.

PAIN PAIN GO........AWAY?

2007-03-09T04:00:00.000-08:00

We spend a considerable amount of time in a day in the sitting position.We sit in front of a computer,while writing reports,in the mumbai trains[if we are lucky],at the doctors clinic or a clients office,in a restaurant or even unwinding on the counch at home.And when we do that we hardly pay attention to the way we sit.However it is the sitting posture that leads to bachaches,the most common problem amoungst the working crowd.
STAND UP
Even though sitting is inescapable for most people,you should limit the time you spend on sitting as much as possible.Try standing for few minutes,when you stand your body weight is distributed amongst your muscle and joints.
CHAIR CARE.
Make sure that your chair is good for you since you spend large part of your day on it.Adjustable chairs and chairs with lumbar support,maintain the natural curvature of the spine,as well as chairs with the armrests,have proven lower back and spinal disorders.
KNEES APART.
Avoid keeping your knees close together while sitting,keeping your knees apart prevents your shoulders from dropping forward.This will avoid pain in your back.
WATCH YOUR NECK.
Position your desk and chair in such a way that your forearms can rest on your desk and your elbows at a 90 degree angle,close to your sides.This will minimise the stress in your back and neck muscles.
Don,t let your sitting posture disrupt your work schedule,your exercise schedule,as well as your life.Take small precautions into consideration before these problems become,a quite literally,a pain in your behind.

IMPORTANT TIPS FOR STUDENTS.

2007-03-08T03:24:00.000-08:00

Students should remember that handwriting is a very important factor in the marks they get in examination.Many teachers complain of dealing with answer sheets that they can,t even read.Here are some of the tips with the help of which you can get good marks in the examination.
[1]Never study late the day before your exam.
[2]There is no point in learning new chapters one or two days before
the exams.you should revise the ones that you are done with.
[3]Do not discuss the subject with your classmates just before the exams,it is likely to make you nervous.
[4]Use the lavotory before you enter the hall,not during the exam.
[5]You should have a considerable amount of stationery to see you through the three hour exam.
[6]Once in the examination hall,do not waste your time talking.A Composed and concentrated mind is very essential during exam.
[7]After you have completed the test,it is very important that you check your answer sheet for any errors and whether you have attempt the questions in the same order.
[8]Last but not the least,before you start preparing for the next test,make sure that you have rested well.

ON RIGHT PATH,THEN KEEP WALKING.......

2007-03-05T20:55:00.000-08:00

A real businessman aims for the growth of his organisation,getting more projects and sales orders,increasing turnover and employing more people are always the top
Priorities.But before taking the big leaps,we have to make sure that our foundation is strong and we are stable within ourselves.What has been achieved till now should not be lost.Thats because we want to keep our house in shape before we invite guests.Ensure that the cash flow into the organisation is regular and long term Outstandings have to be reduced.Collection from the customers should be in time.A good banking and accounting system should be implemented.One must monitor financial reports regularly to keep an eye on these.
A company may be getting more orders,but whats the use if the employees are leaving the jobs.Its the major challenge to all HR heads that,before they recruit new people,their existing ones should not leave.Its important to maintain steady search of knowledge.Continuous innovation and upgrading to the latest changes is the secret of success.The decline starts when one thinks he knows everything.One has to learn from others and also from own experiences.
To fulfill the above requirements,its important to have clear vision and a mission.The companies main objective should not only be making profits, if so then the future is dark.Every single employee should be inspired to work,only when the inspiration is maintained the organisation will grow.You must always think in the long term gains.The wrong path initially seems comfortable but ruins us in the future.CHOOSE THE RIGHT PATH,AND KEEP WALKING.........A JOURNEY OF
THOUSAND MILES BEGINS WITH A SINGLE STEP.

YOU BLAME OTHERS.

2007-03-02T05:18:00.000-08:00

Many head of the departments get annoyed with the kind of false excuses they have to hear.Some common defensive expressions people use to get themselves excused are.
[1]''Its not my fault"
[2]''They made me do it''[projecting blame on others for a personal wrong act]
[3]''There was no way out''
[4]''Everyone does it''.
[5]''I am just human''[indirectly blaming god]
Responsibility, is the one factor that distinguishes a winner from a loser.Whether at home,work,planning your finances or in any area of life,it is the key to success.However being responsible means having the courage to admit to your mistakes and wrong doings and correcting them.No leader or person can be successful without being accountable for his or her actions.
Those who take reponsibility and recognise their own weakness to the problem are the ones who grow and accomplish goals.Those who blame others
or ignore their roles,stagnate and achieve less.If someone observes and gives you a feedback that you make excuses and blame others for your troubles,control your defensive reaction and try to rectify it.
Blame and excuses are the characteristics of an unsuccessful leader or person.When the events at the workplace exert pressure on you,you can respond positively.Rather than blaming others or being indifferent, you will develop a strong foundation for growth as a leader.

IMPORTANT TIPS FOR STUDENTS.

2007-02-27T19:53:00.000-08:00

Students are stressed when only few days are left for the examination.
Hence to beat the stress,in todays compititive world, here are some of the
simple yet effective ways to beat the stress.Not only the students but, their parents can also do these exercise in their day to day routine life.
HOW TO RELAX WITH SHAVASAN[DEAD MAN POSTURE]
Lie on your back with arms and legs apart.Study the flow of breath and calm your mind.Feel that a relaxing force is moving through your body,starting at the toes.
Visualise your body in your mind,and repeat mentally:I relax the toes,i relax the toes.The toes are relaxed.I relaxed the caves,I relax the caves. The caves are relaxed.Continue upwards,applying the formula to each part of your body.
Each time you inhale,feel the wave of oxygen flowing down your feet:each time your exhale,feel the tension flowing out of your body.
COLD WATER WORKS AS A MEDICINE FOR EYES.
The most impotant thing students should remember is,they should not sit in front of the light.The light should always be at your back.Studying in white light is better.
Keep the book atleast 30 cm away from your eyes.Do not read for long time at one go.It can result in headache.Therefore, one should not read for more than two hours at a time.Take 10-15 minutes break after every two hours of reading.Covering your eyes with palms is one of best ways to relax the eyes.Wash them regularly with cold water.It is the best medicine
for the eyes.

ONLY DEGRESS ARE NOT ENOUGH IN LIFE.

2007-02-26T05:36:00.000-08:00

With over thousands of management institutes across India, the quality of management graduates is more enough.But management gurus are not happy and convinced with the quality of the students.Management students in B-schools should not only look for degrees and jobs only.But they should go an extra mile to increase their practical knowledge.They should meet the people of their respective industries,do self learning through internet and maintain a reading habit even after getting a degree and a job.
The Directors and Professors of management institutes should be updated with the latest problems of various industries.They should spend enough time to understand an industry's specific needs.This should be passed unto the students and practical solutions should be worked out.
Industry experts should also be on the board of management institutes.
The challenges of every industry are increasing and changing day by day.Industries like telecom,retail,finance,tourism,and others-through their respective associations-should make a list of the key results areas
[KRAs] that they would expect from their new managers.It is important to communicate the same to the management institutes so that the students are trained accordingly.
When the fresh recruits out of management school join an organisation,
the management should acquaint them with the realities of the corporate world.They should also provide the students with the insights of the practical aspects such as deeper understanding and open communication.Each individual has to take the initiative to learn the knowhow of the world by keen observation,open mindedness and a will to take up higher responsibilities.

EXAM FEVER.

2007-02-24T04:51:00.000-08:00

If you are studying at home alone can be a boring experience.But if you study in groups,it can be helpful to the students during the time of their examination.It will also help the students to cope up with the pressure and stress during the time of examination.The following are the advantages of group study and how one can make it effective.
[1]Group studies are a great way of relieving stress.
[2]Studying with a friend can help expand your knowledge.
[3]Always get together to study the difficult subjects.
[4]When studying in groups,students tend to get carried away and talk to each other, avoid it.
[5]Set a target for the entire group.
[6]Do not get down to books as soon as you meet.Chat with each other,have some fun or grab a snack.Hit the books once you are relaxed.
[7]Also,take frequent short breaks in between the study sessions.

LESSON FOR LIFE.

2007-02-23T05:19:00.000-08:00

Nothing works like positive self-talk.You just need to say a word of encouragement to get the fear out of your system.A person feels really nervous the first time he had to address a huge public meeting.However he must keep telling himself ''I am bigger than the fear'' You just need to break the influence of negative thoughts.
Most of the stress in the world is caused due to anger.Research says that when you feel anger rising inside you,do something that is incompatible to anger.Stroke a pet,start laughing,walk out,listen to the music,anything that will help to disconnect from the anger.Tell a friend to give you a clue when they feel you are losing control.
It is also very important to experience anger, frustation,to cleanse your system.Once catharsis happens,you will fell refreshed to face the life again.Give yourself time to think about how you will react to different situations,and how you are going to accept the changes in your life.
When you feel low,get in touch with family or friends who are fighters.These people can inspire you.If you have no one around you,look at your past achievements,your cirtificates or medals you have received in sports,school debates etc.It will help re-assert your self esteem.FINALLY SUCCESS MEANS ONLY BEING HONEST TO YOURSELF.ACCEPT YOURSELF WITH ALL NEGATIVE AND POSITIVE SHADES.

BPO DANGER.

2007-02-20T21:36:00.001-08:00

Doctors worry about the health of a large section of youth working in the BPO sector as their lifestyle adversely affects their health.One of the main problem is the backache.The changing lifestyles,mobility of the workforce,absence of life balance is adding to the psycological woes amoung the IT and BPO workforce community.Stress is the unavoidable part of most jobs roles both in IT and BPO sectors.The cause ranges from stringent deadlines to meeting customer expectations,leading to both physical and psycological problems.All young people,who have a sitting job,are prone to backache.Smoking,unhealthy eating habits and obesity are taking a toll on most employees working in BPO,s.
Most modern offices pay more attention to the look of the workstations and so the chairs are designed for style rather than comfort.The backbone is more stressed when we sit rather that when we stand.Therefore, it is very important to take care that the long hours we spend in our chairs do not hurt our back.Women must realise
that high heels affects the back directly.
Another cause of these backaches in young people is stress.Family problems,work stress are the main causes for depression these days.The basic challenge in the IT industry is the long working hours and satisfying customers, by meeting deadlines sitting miles away.Emotional stress in the long run might result in employees becoming irritable and unable to concentrate on their work.This can also affect their productivity and similarly can impact the entire chain,right from an individual to a team and ultimately the company.

BPO DANGER.

2007-02-20T21:36:00.000-08:00

DO YOU LOVE SOMEONE,THEN LET ..................

2007-02-20T03:11:00.000-08:00

Once upon a time there lived a king,who was passionately in love with a slave girl, who lived in the slave quarters of his kingdom.He wanted to marry her, so he transferred her to his palace,to get her married the next
day.But mysteriously the girl was seriously ill and her condition grew worse.Every type of known medicine was
given to her,then too,she hovered between life and death.
The king announced that,he shall give half of kingdom to the person who cures the girl.The best physicians tried their best medicines but,failed to cure the slave girl.Lastly the Hakim came to the king and requested him that, he wanted to see the girl alone.After he spoke with her for an hour, he appeared before the king who was anxiously
waiting for him.The hakim looked at the king with compassion and said'' The girl is in love with of your servants.Give her permission to marry him and she will be instanlly cured''.
THE POOR KING,HE WANTED THE GIRL TOO MUCH TO LET HER GO.HE LOVED HER TOO MUCH TO LET HER DIE.......FINALLY,HE LET HER FREE................

DISCOVER INDIA.

2007-02-19T05:09:00.000-08:00

The travel and tourism industry in india shown a fantastic growth of 20%.Recent studies have shown that the number of indian tourists has gone up by 15%.India is an economic power and tourists around the world have started noticing it as the next travel and leisure destination.
campaigns like brand india and incredible india have made their mark in the global market.
To grow in the international tourism industry, india should study the tourism industry in the
countries like china,korea,USA,Egypt,Singapore,Thailand,etc.Studies have also shown that india is not only a crowd puller for international tourists,around the world.But, there has been a booming percentage of indians travelling around india.
Trade fairs and conferences are excellent platforms to build ties and tracks to diplomacy with trade partners.Tradefairs will also create platform where a variety of travel products,destinations.hoteliers,etc can be showcased.Travel and tourism industry is the biggest industry in the world and indians are very good at hospitality.This sector is poised to absorb large number of hardworking and talented minds.With the airline boom,budget hotels and other services are certainly going to need extensive employment,this industry also comsumes lot of manower.

HIGH ON SUCCESS.

2007-02-17T21:58:00.000-08:00

Success requires a considerable amount of changing mindsets and instilling a new global outlook.
The most important thing is to believe in oneself.You need to take hard decisions.You need to be able to perceive changes around you and prepare others to respond to them.
Learn to rely on the gut feeling.There are two parts of it:first you need to have guts and then feel passionate enough to take daring decisions.Many people can see opportunities but often end up sitting on the sidelines.You need to be comfortable about taking risks.
Changing mindsets takes time.Change can never happen in an instant.You need to explain to people what the change is.You have to earn their trust.In our eagerness to get things done fast,we often ignore the importance of trust and relations.
LEARN TO LEAD.LEADING IS ALL ABOUT BRINGING PEOPLE TOGETHER AND BEING
ROOTED.ONLY GOOD TEAMS CAN DELIVER SUCCESS.IT IS BECAUSE OF POSITIVE ENERGY.

DELAY THE PROCESS OF AGEING.

2007-02-15T21:31:00.000-08:00

You must eat foods like rice,bananas,onions,cherries,plus drinking of red wine daily could slow down ageing process and help you stay young, says a new study.Scientists have found melotin a
substance found in grape skins which protect the cells from age related damage.Melotin is also found in onions,bananas,rice and cherries.Scientist from the spanish Ageing Research Network took genetically modified mice who suffered accelerated ageing.They gave the rodents melatonin
everyday from five months of age and found that it helped counteract their age-related process.
The scientist suggest that,if humans took a supplement of melatonin from the age of 30 to 40 onwards then they too could delay the normal ageing process.
The researchers,therefore,recommended that people wanting to fight the ravage of time boost their energy levels of melotonin through eating foods such onions,bananas,rice, cherries-plus drinking red wine.

MONEY LESSONS FOR YOUR CHILDREN.

2007-02-12T02:40:00.000-08:00

Just as there is good and bad behaviour,there is good and bad financial conduct.It is important that children learn to appreciate the value of money and here is how you can,make them learn how money plays important role in their lives.
WHAT MONEY IS ALL ABOUT.
This is the first step.Tell your children how hard you work and earn money.Take your child for shopping,he will be aware of how you make the right use of money.Show him the products and their prices.
GIVE MONTHLY ALLOWANCES.
Once your child is old enough to understand the concept of money,start giving him monthly allowances.This will give him a real experience of money.Then let him use the money as he chooses.He will learn to distinguish between needs and wants.
ENCOURAGE SAVINGS.
Get a piggy bank and give your child a coin to put in it everyday.when the piggy bank is full open an account on your childs name in the near by bank,in your area.Let him/her know how money grows in the future.
HANDLE PEER GROUP PRESSURE POSITIVELY.
Your will always want the things that his/her friend has.Explain your child which things are useful and which things are a waste of money.This will create a positive
behaviour in the future.
REWARD GOOD FINANCIAL BEHAVIOUR.
If the child has been consistent in meeting the rules laid down for saving and spending,praise and reward the efforts.
BE A GOOD EXAMPLE.
It will be difficult for you to make your child appreciate the benifits of saving if you are reckless spender.Make sure your lessons are consistent with your actions.
DON'T OVERDO MONEY TALK.
A word of caution- don't make everything money centric.It could make your child develop negative attitude towards money.

ARE YOU BANKRUPT?

2007-02-09T21:11:00.000-08:00

Free for life credit cards,easy personal loans,dream car on EMIor even holiday on EMI-that's a glimpse of popular lifestyle today.But living on borrowed money can be
your first step to bankruptcy.And if you go bankrupt all your personal property,bank
balance and investments will be attached by creditors.If you die bankrupt,you will leave your family in a soup of debts.Use this checklist to find out how close you are to an empty wallet.
[1]TOO MUCH BORROWING:In case of loans like home loans,auto loans or personal loans,a monthly outgo of EMI more than 35% of your income is a sign of things going wrong.
[2]LACK OF ADEQUATELY MEDICAL INSURANCE:Medical insurance is a must considering how expensive medical care is getting presently.
[3]NOT ADEQUATELY INSURED FOR LIFE:If you have borrowing in your name,but not enough insurance, your family could be in serious trouble.If something unfortunate were happen to you,the debts will devolve on your family.
[4]NO EMERGENCY FUND:Life is unpredictable and hence contingency funds are a must to face emergency situations.Invest some amount in fixed deposits or floating rate funds/liquid funds every month.
[5]BEING GURANTER TO TOO MANY OF YOUR FRIEND'S LOAN:Under the securitisation Act,if you have signed as guaranter,in case your borrower friend defaults on his loan repayments the bank can recover the money in around six months time from you.But you cannot refuse being guarantor.To be on the safe side,you can consider standing guarantee upto 30-35% of your gross income.If you yourself are already in debt,limit the amount even more.

MAKING OF THE LEADER.

2007-02-08T03:31:00.000-08:00

Decision making makes the leader.To become a leader,think like a leader.Sit down and observe what are the qualities that you find in good leaders.And day by day you start praticing
them.As said earlier, on of the important quality of the leader is decision making.The leader should at once hear every urgent matter and put it off.A postponed issue becomes difficult or even impossible to settle.The leader has to be a fast thinker, a fast decision maker and a fast implementor.
NOT TO BE AFRAID OF MISTAKES:Every child falls before he learns to walk and run.Do not be afraid of making mistakes.At the same time do not make the same mistakes again.
THINK WITH A DEADLINE:While planning and thinking on any project give yourself enough time to think over various possibilities.But keep a time deadline.When you take an action only then theory will meet practice.
ENCOURAGE DECISION MAKING:Work get stuckup when it is dependent on a single person.Learn to delegate smaller decisions to your subordinates.Your organisation should become a self managed mechanism.Train others to make them responsible.You should be
dealing with the important matters at the top.

NEW YEAR HAS PASSED ARE YOU FOLLOWING YOUR RE.........?

2007-02-08T02:45:00.000-08:00

Almost everyone,makes resolution before the coming of New year, but only after few days
people fail or give up their New year resolutions.Here are some of the ways to make sure you stick to your resolutions.
BE REALISTIC.
Making a New year resolution is the easy bit.so,remember that january will be the demanding month.Realistic goals will keep you on track.You can always raise the stakes at a later stage.
WORK IN ADVANCE.
Making last minute New year resolutions will not give you enough time to prepare.Planning ahead will help you deal with the change your body and mind are going to face.
THE 21-DAY TRICK.
Experts say it takes about 21 days for a new activity,or resolution to become a habit,a six months for it to become part of your lifestyle.
KEEP TRACK.
Keep track of every small accomplishment that will eventually lead you to the bigger goal; Each victory will motivate you further.Incorporating friends,is good way to maintain a resolution.It will bound you to keep reminding about the promise you made to yourself.
REWARD YOURSELF.
Rewarding yourself for each little victory,is a great way to keep yourself going.A nice lunch with your family and friends,a small picnic,or going to a spa, should do it.
DON'T BE AFRAID TO FALL.
Make sure you come up with a solution for every excuse your mind and body are likely to throw up.Think back to why this resolution may not have worked in the past,and make sure you don't let yourself use the same excuses this time around.
TREAT IT LIKE A RELATIONSHIP.
If there is no serious commitment from your end,your resolution,like a relationship,will fail miserably.so,think twice before you cheat on New years resolution.

TALK AND WIN.

2007-02-05T05:51:00.000-08:00

Most of us have been involved in some kind of discussion in our life.They are mostly in the
cafeteria, in the college,in office,at home with family.A gruop discussion involves,various people
discussion a topic and bringing out its multiple perspectives.Group discussions are nowadays used by companies and B-schools to shortlist candidates for personal interview.
BE PREPARED TO HANDLE ANY TOPIC:You can be given any topic under the sun.It could range from current affairs to abstract topics.You have to be mentally prepared to handle any topic.Reading a lot will help broaden your perspective and enhance your knowledge.Analyse a
topic well before you start discussing.
NOR BE AGGRESSIVE OR SUBMISSIVE:Remember, a group discussion seeks to evaluate your
team building skills and so it is imperative that you listen to other people as well.Do not be aggressive.Add on to what other people have to say.Do not be submissive.Grab your chance to speak in a polite way and make sure your ideas are heard.Avoid repetition of points and do supplement whatever you have to say with facts and figures, if possible.Never stand.Pinpointing
or yelling is a strict no.
HOW MUCH TO SPEAK:Not too much, nor too little,Whatever you speak, you should introduce
a new idea or provide a valuable addition.You should never speak just for the sake of it.Also,
it would not be acceptable if you are only one who is speaking, throughout the discussion.Do not speak a lot in continuation and then keep queit.Do not interrupt when someone is voicing a thought.Ask questions, give examples.
HOW TO SPEAK?:While in group discussion, forget everything but the group.Do not look at the
audience or the judges.Also,avoid getting into a one to one conversation with any one member of the group.You should also take care not to call people by their names instead refer to them as''my friend'', or the ''lady to my right'' etc.Be loud enough,but do not get into any arguments.Try to stop a discussion from turning into a debate.
BODY LANGUAGE:Dress in formals and look neat.Sit straight and don't move your hands a lot.Men must sport a tie and be well shaved.Ladies should avoid heavy makeup and lot of accessories.Try to look calm and relaxed.Be confident and enjoy the discussion.Just think that
you there to learn and forget that it is an exam or competition.
HOW TO END?:First summarise what a group has said and state the conclusion if you have drawn any as a group.Then add just a line or two about how you feel about the topic.Make sure that the ending is stylish.A short poem,or a humorous quotation,perhaps.The end is just as important as the start,for it will reflect the extend to which you were involved in the discussion.

COMPASSION HAS NO IDEOLOGY.

2007-02-03T05:42:00.000-08:00

There are newspaper account of torture practised in modern concentration camps.The victim is bound to a metal chair,then electric shocks are administered to him in increasing intensity until he confesses.The torturer cups his hands and slaps the victim on the ear
repeatedly until the eardrum breaks.
A dentist straps the prisoner to a chair and drills till he strikes a nerve.The drilling goes on till the victim agrees to co-operate.
Human beings are not naturally cruel.They become cruel when they are unhappy-or when they succumb to an ideology.One ideology against another.And people crushed in between them.
The men who crucified jesus could very well have been gentle husbands
and loving fathers,who practised cruelty to maintain a religion or an ideology.
If the religious people had always followed the instinct of their heart rather than the logic of their religion, we would have been spared the sight of heretics burning at stakes,widows walking into funerals pyres and
innocent people slaughtered in wars that are waged in the name of God.
Compassion has no ideology.

THE SECRET OF GETTING THINGS DONE

2007-02-02T04:26:00.000-08:00

How do you make the secret of getting things done a part of your life?by habit.And you develop
habit through repetition.''SOW AN ACTION AND YOU REAP A HABIT,SOW AN HABIT AND YOU REAP A CHARACTER,SOW A CHARACTER AND YOU REAP A DESTINY''.
The secret of getting things done is to ACT.Whenever action is desirable and the symbol '' DO IT NOW'' flashes from your subconcious mind to your concious mind,immediately act.Make it a practice to respond to the
self-starter''DO IT NOW'' in little things.You will develop the habit of reflex response so powerful that in the time of emergency or when opportunity presents itself, you will ACT.
Say you have a phone call that you should make out,but you have a tendency to procrastinate,and you put off making that phone call.When the self-starter ''DO IT NOW'' flashes from your subconcious to your concious mind, make the phone call immediately.
Many people have the habit of procrastination,because of it they may miss the train,be late for work,or even more important-miss an opportunity that could change the whole course of their
lives for the better.History has recorded how battles have been lost because someone put off taking desirable action.''SUCCESS MUST BE CONTINUALLY PRACTICED,OR IT WILL TAKE WINGS AND FLY AWAY'' NOW IS THE TIME TO ACT.

FIGHT STRESS AT WORK....WITH?

2007-02-02T03:45:00.000-08:00

If someone told you that eating a banana can help you tackle work stress,don't laugh it off.High in B vitamins,the fruit helps calm the nervous system.Studies have
proved that pressure at work leads to gorging on comfort food like chocolate and wafers.Regularly eating banana can save you from diseases,and keep you productive
at work.
BLOOD PRESSURE:It's high in potassium yet low in salt,so,it's perfect to help you beat BP.
CONSTIPATION:High in fibre,bananas can help restore normal bowal action,without using luxatives.
DEPRESSION:Bananas contain trypotophan,a type of protein that your body converts into serotonin,known to make you relax,and lift your mood.
ULCERS:It's soft and smooth,and nutralises over-acidity,reduces irritation by coating the lining of your stomach.
MORNING SICKNESS:Snacking on bananas between meals helps keep blood sugar
levels up,and avoid morning sickness.
IF YOU WANT TO QUIT SMOKING:Bananas can help you give up smoking,since high levels of vitamin C,A1,B6,B12,and potassium and magnesium content,help the body recover from the effects of nicotine withdrawals.
EVEN HELPS IN MOSQUITO BITES:If you get bitten by a mosquito, rather than apply a soothing cream on the affected area,try rubbing it with the inside of a banana
skin.It's been observed to be successful at reducing swelling and itching.
ONE BANANA HAS 16% OF THE FIBRE,15% OF THE VITAMIN C, AND 11% OF THE POTASSIUM WE NEED EVERYDAY FOR GOOD HEALTH.

WANT TO BE A GOOD BOSS?

2007-01-31T04:29:00.000-08:00

Surveys have repeatedly proven that one of the biggest reasons for people leaving an organisation is their boss. To be an ideal leader or a boss is an eternal challenge. A good boss is not produced in business schools.In our own homes, the role of a father has been well defined.He is full of love and concern.At the same time,he is also a strict disciplinarian.But whatever the case,a father will never abandon his children.Here are some tips for you to adopt with your subordinates in order to become a good boss.
UNDERSTAND THEM:Always remember that an employee is not just a money-generating machine.They have a life outside the office.They have a family,a friend circle and also various
interests and hobbies.It is important to understand them as a''total'' personality.Once you understand their expectations, it will become easy to manage those expectations.Only then will you be able to tune into your employees.
TAKE TIME TO EDUCATE THEM:They have to be educated, instructed and prepared before they can meet bigger challenges.Even you have to be part of their training and development.
No doubt they will make mistakes and,just like children fall when they try to walk,so will employees in the course of their duty.But with the support and self-confidense,they will one day
run faster than you.
DISCIPLINE AND LOVE:The greatest challenge for any parent is to know the balance between
discipline and love.The solution is love with discipline and discipline with love.An area has to be
demarkated-a frame work has to introduced, going beyond which can prove dangerous to everyone.It is important to encourage their creativity.But it is equally important to give direction to their work.Discipline, coupled with love is the answer.
FINALLY,WHATEVER YOU DO, REMEMBER THAT NO CLASSROOM TEACHING OR LECTURING CAN ACHIEVE WHAT ONE LEARNS FROM DIRECT EXPERIENCE.THEREFORE,IN YOUR OWN MATURITY,UNDERSTAND THAT INSPITE OF
THE BEST EFFORTS ,THE EMPLOYEE MAY STILL MAKE SAME MISTAKES THAT THEY DID IN THE PAST,ACCEPT IT WITH
LOVE AND GRACE.

GET YOUR SPEECH RIGHT.

2007-01-29T04:49:00.001-08:00

You can do a simple exercise of saying''I LOVE YOU'' in five different ways to your
friends and asking for a feedback.In this exercise your friends will give you different
views of how they felt,when you said the same sentence in five different manners.
TONE-In communication ''TONE'' stands for the manner of expressions- a cheerful tone,an insulting tone,an arrogant tone,.....etc.If a particular tone has become a natural part of the person,then it effects his communication adversely.A lot of very highly educated communicaters loose their customers and friends just because of their ''BAD TONES''.
WORDS-Choose words carefully,else it can cost a lot sometimes.Words play havoc at the emotional level.Words make people fight,cry, laugh,and celebrate.Words are powerful weapons for both war and peace.
CONTEXT-No normal person will crack a joke in a condolence meeting and no one will share stories of failure in a victory get-together.Before opening your mouth check what is the context.
SENSITIVITY-Here too learned speakers and teachers make grave mistakes.Certain subjects are sensitive,certain communities are sensitive, certain people and issues are sensitive,avoid sensitive subjects which include religion, caste,region language,surnames, personal issues like divorse,handicaps etc,with people who are not close to you.Before you speak take into consideration, who you are speaking to.
USING THE RIGHT WORD ACCORDING TO THE STATUS,AGE,DESIGNATION,POSITION, IS VERY VERY IMPORTANT.

GET YOUR SPEECH RIGHT.

2007-01-29T04:49:00.000-08:00

ARE YOU AN OLD DOG?

2007-01-25T03:23:00.000-08:00

When you try something new, you often feel uneasy about it,and frequently pull back?.Because we don't want to leave the security of the comfort zone.Where there is no feeling
of risk or anxiety?.The pace of change is staggering and the mass of information available is
doubling every 20 months.The world will pass by if we standstill.If we are not learning,trying new things,and growing,your job or business may be deteriorating.Effective learning must be
concious and active.You have to make a concious effort to capture your experience and learn from mistakes.So seek new ideas,new innovations and new growth,but how do you learn new tricks and expand your personal comfort zone.Try some of these simple things.
[1] Drive home from a different route.
[2]Shop at a different grocery store.
[3]Make a concious effort to experiment.
[4]Write and publish an article.
[5]Give a speech.
[6]Try for the promotion.
[7]Order something different from the menu that you've never tried before.
Then choose one or two things that you are willing to do within the next 60 days.Afterwards
choose one or two more and do it again.As you try new things, you gain confidence to survive new ideas, and to try new things.But be realistic in your actions.MAKE PERSONAL AND PROFFISSIONAL GROWTH A LIFE LONG HABIT,KEEP LEARNING NEW TRICK'S,SO THAT YOU NEVER BECOME AN OLD DOG.

COMMUNICATE VALUE.

2007-01-23T06:02:00.000-08:00

When people ask, what do you do?It's a kind of social convention something that is asked just to keep the conversation going.But have you ever thought that it's also an opportunity for you to communicate your value?If you haven't yet then now is the time to do it.
Instead of simply verbalising the obvious and saying ''I am a lawyer'' or ''I sell computers''. Learn to convey how you help people or how you do things that makes their lives better.Think of it as giving them a sound byte-a simple memorable way of conveying the benefits you bring to your clients and the people that interact with you.
When telling people what you do for a living or why they should buy from you,the most
powerful message you can deliver is, working with me or buying from me, will make your life
better.For example:In 1979 the GE[general electric company] selected two agencies, both the
advertising agencies showed advertisements,how the comsumer enjoyed various GE products.One agency used the tagline"GE lets work for you". The other used the tagline''GE,we
bring good things to life''.The other was the winner.
When telling people what you do for a living or why they should buy from you,the most powerful
message you deliver is,working with me or buying from me will make your life better.Painting
a picture of your products buyer,wheather it's a readers of a newspaper,viewers of Television channels.Or any product or service you provide,putting your buyer prominently in that picture,will not only help you sell more, but also helps you make friends for life.AND REMEMBER PEOPLE GENERALLY BUY FROM PEOPLE''THEY LIKE''. SO DON'T JUST CLOSE YOUR NEXT SALE BUT OPEN AN RELATIONSHIP.

WHAT MAKES THE LEADER.

2007-01-19T04:30:00.000-08:00

Decision making makes the leader.To become a leader, think like a
leader.Sit down and observe what are the qualities that you find in a good leaders,and then you start practicing them.
One of the important quality of the leader is decision making.The
should at once hear every urgent matter and put if off.A postponed
issue becomes difficult to settle or even impossible to settle.The leader has to be a fast thinker,a fast decision maker and fast implementor.
[1]NOT to be afraid of mistakes:Every child has to fall before he learns to walk and run.Do not be afraid of making mistakes,but it is important to learn from mistakes.At the same time do not make the same mistakes again and again.
[2]ThINK WITH A DEADLINE:While planning and thinking on any project
give yourself enough time to think over various possibilities.But keep a time deadline.When you take an action then only the theory will meet practice.
[3]ENCOURAGE DECISION MAKING:Work get stuckup when it is dependent on a single person.Learn to delegate smaller decisions to your subordinates,Your organisation should become a self managed mechanism.Train others to make them responsible.You should be dealing with the important matters at the top.
THE PURPOSE SHOULD BE BIGGER THAN YOU AND ME.

HONEY,IT'S ALL ABOUT MONEY.

2007-01-19T04:15:00.000-08:00

If you agree that managing your money is all about making right decisions, then you will also agree that you need to focus on spending habits.It will be great if you can follow smart ideas for you to control bad spending habits.
[1]JOT DOWN MAJOR EXPENSES:An easy way to track your money is to jot down your expenses.This is not as tedious as it sounds.Simply buy a pocket diary or a notepad,and carry it along with you.Jot down how much cash you have in your wallet when you begin the day.And check how much you are left with at the end of the day.
[2]GET ORGANISED:Store all your bills,bank statements,creditcard statements,and other financial papers in folders or different files to help you easily locate when required.
[3]PLAN YOUR EXPENSES:Take the time to allocate funds for essentials,
monthly spending and other contingencies and then plan to set aside funds for other expenses like going for vacations,buying a new equipment etc.
[4]LOOK FOR THE TIME SAVERS:Check on services,equipments or gadgets that can actually enrich your financial life by saving precious time on daily chores.
[5]DON'T LET SPENDING BE EMOTIONAL:Do not shop when you are happy or buy whenever you are drepressed?Do you spend in the hope of finding
self-esteem?Before buying ask yourself is it necessary to buy and can
i afford it?
TAKE INTO ACCOUNT YOUR FAMILY COMMITMENTS.CONSULT YOUR FAMILY AND MAKE AN ELABORATE ROADMAP TO ACHIEVE THESE GOALS.

YOU ARE THE WORLD

2007-01-17T05:35:00.000-08:00

IF YOU WANT TO CHANGE THE WORLD, IT'S IMPOSSIBLE YOU ARE GOING TO DO.THAT'S THE WRONG PATH THE HUMANITY HAS FOLLOWED UPTO NOW. CHANGE
THE SOCIETY,CHANGE THE ECONOMIC STRUCTURE,CHANGE THIS AND CHANGE THAT.ONLY ONE REVOLUTION CAN SUCCEED AND THAT IS THE REVOLUTION OF AN
INDIVIDUAL...... YOU,YOUR SELF.YOU CHANGE YOURSELF.
BE ALERT,NOT TO CONTRIBUTE ANYTHING THAT MAKES THE WORLD A HELL AND
CONTRIBUTE TO THE WORLD THAT MAKES IT A PARADISE.TAKE YOUR OWN RESPONSIBILITY, DON'T AVOID YOURSELF FROM IT.

EAT RIGHT,WORK BETTER.

2007-01-17T04:26:00.000-08:00

More than half of the working proffessionals fall prey to bad eating habits,which leads to poor
nutrition and in turn increase the stress levels.What is unacceptable is that though we realise that our food habits are incorrect we still continue with them.
Many working proffessionals say they aren't hungry in the morning and prefer to start their day with just a cup of coffee,thinking that the milk in it is enough nutrition.But the fact is that skipping breakfast can lead to unstable blood sugar levels and can hinder your efficiency at works.A boiled egg,a toast, a glass of juice is apt for morning breakfast.
Coffee lovers should take a break from gulping down cup after cup.It will make you hyper and
will affect your performance levels.If you aren't too keen on tea,go for cup of herbal tea, green or
black tea or iced tea with different flavours.Most of these are caffeine free,having soothing taste and are high on anti-oxidants.
It is always good to have some protein-rich, healthy snacks at your disposal.Keep some energy
bars, fruits or two and some water in your car,office drawer or purse. This helps you battle with
mood swings and fatigue.
If you don't have it, you won't be tempted by it.This formula work really well with sweets, sugary and fatty foods.Just empty your cupboards with these unhealthy food items,and throw them in the bin.Stock your shelves with fruit,vegetables and healthy food
substitutes.Literally, soups and salads are some of the best ways to fill your stomach with tasty
and nourishing food, they keep your tummy happy and brain active.
WHEN HEALTH IS ABSENT,WISDON CANNOT REVEAL ITSELF,ART CANNOT MANIFEST,STRENGTH CANNOT FIGHT,WEALTH BECOMES USELESS,AND INTELLIGENCE CANNOT BE APPLIED.

THE GOLDEN EAGLE

2007-01-16T04:16:00.000-08:00

A man found an eagle's egg and placed it under a brooding hen.The eaglet hached with the chickens and grew to be like them.He clucked and cackled; scratched the earth for worms;flapped his wings and managed to fly a few feet in the air.
Years passed.One day, the eagle,now grown old,saw a magnificent bird above him in the sky. It glided in graceful
majesty against the powerful wind,with scarcely a movement of its golden wings.
Spellbound, the eagle asked,''who's that?''
''That's the king of the birds, the eagle,'' said the friend.''He belongs to the sky.We belong to the earth-we're
chickens''.
SO THE EAGLE LIVED AND DIED AS A CHICKEN FOR THAT'S WHAT HE THOUGHT HE WAS.

OFFICE PARTY

2007-01-14T22:44:00.000-08:00

The office party is more ''office'' than ''party''.The tiniest glinch can haunt you forever,though it,s not a compulsion for employees to show up, organising such a party is ''our way of making sure employees can relax and enjoy themselves in an unofficial environment''.It also encourages and improves team spirit.Basically there are seven steps to perfect party etiquette.
[1] BE THERE:Being present is important, even if you hang around only for an hour or so.Make sure that your co-workers and boss notice your presence.You don't have to be puntual,but arrive a little early.
[2] MINGLE: Don't behave like you have been glued to your team mates.Use time to interact with other departments.But make an effort to see that conversation does not revolve solely around work.
[3] DON'T OVERSTAY YOUR WELCOME:Even if you are having the time of your life, you don't want to remembered as the last person present.Leave before official wrap-up time.
[4]DRESS APPROPRIATELY:Keep it elegant,make sure that your clothes don't sent out the wrong signal.Ask for co-workers advice before hand, if you feel unsure.Revealing dresses or garnish shirts, for instance, are definite no-nos.
[5] LIMIT YOUR GUESTS:Take your date or partner along,but the extra guest or two should be avoided at all costs.Your employer will see a free loading and co-workers may not feel uncomfortable with outsiders around.Unless they are expressly invited,children should be left at home.
[6] RESPECT YOUR CO-WORKER:Just as you would appreciate their respect, your co-workers would appreciate being treated with some respect.This is important on occasions when they have brought their partners along.Watch your words; dirty jokes can be offensive.
[7]REMEMBER TO SAY THANKYOU:Take the opportunity to offer thanks, not only the boss but to your co-workers for their efforts in organising the affair.Also use this chance to thank team mates and others at work,for their help during the work year

HAVE YOU GOT IT IN YOU?

2007-01-14T00:48:00.000-08:00

The world has now become a global village.It is an age when only the skilled ones stand out from the crowd.In such a scenario when everyone is in the thirst for success, having a set of good soft skills is essential.
Soft skills are basically communication skills.This can be divided into two: verbal and nonverbal.Having a good grasp over soft skills means knowing how to talk well, how to interact with people around you,how to maintain a good eye contact during a course of your interaction and how to maintain a good body language.It also includes having a knowledge of voice modulation and being able to prepare well the content that you are
about to deliver.
If you feel that you are bad when it comes to facial expressions and voice modulations, start standing in front of the mirror and talk to yourself. Also learn to observe others closely, if you feel the person you are talking to is good at speaking, start noticing their movements.See how they interact with audience and try to gain from what you observe.While interacting with people either during a personal conversation or while in a
presentation, you need to maintain a good eye contact.This gives the the opposite person/audience a sence of
belonging as they feel you are talking to them.Initially you a may find it difficult to maintain eye contact but, once you start practicing, you will soon realise that special efforts need not be taken to talk confidently while
looking into the opposite person's eyes.
In today's competitive world, having the knowledge is not important. You also need to know how to effectively use the knowledge that you have to your benifit and also to others because that defines the making
of an individual. How you deliver what you say is determined by your "soft skills''.The expressions that you use on your face while speaking add a lot to the meaning of your words and it also ensures a reaction from the
person with whom you are conversing.Bring in emotions into your voice but refrain from being dramatic.Hands movements should be limited and do not be aggressive while talking.
These are some of the skills that will define your personality and people would judge you accordingly.To
succeed in life you need to make sure that you leave everyone feeling good after talking with you.SO WORK
HARD,TO GAIN GOOD SOFT SKILL'S AND MAKE THEM A PART OF YOUR PERSONA.

GO MOBILE-BE MOBILE

2007-01-12T23:42:00.000-08:00

With cellular technology, you can reach anyone, anywhere, in the office,during a meeting,in a theatre, at an airport,during a flight, in the bathroom, no place is sacrosanct to a cell phone.Cellphones have closed vast distances like no other invention.Life is just unimaginable without this handy gadget.
Bad cell manners can really create a bad impression. From its inception till today, there has been tremendous increase in network traffic.Very often, the network doesn't facilitate clear
Conversation.Sometimes, in our joy of talking to an old friend or relative,we tend to strain our vocal cords.
As much as possible, avoid personal conversations in public places.Some of us tend to talk loudly over the cell phone to make sure that we are heard.Try to find a quieter corner for phone conversations.Conversations for you are not meant to be free shows for bystanders.
Lowering the volume of the ringer is a good bet, it may disturb your colleagues, a silly ringtone, however funny ,also reflects on our personality.Put the phone on vibrater if possible.Meeting and discussions are not the right places to keep cell phones on.Avoid phone calls while driving, pull the car to the side to receive calls,(even if you are equipped with a handsfree).MULTI-TASKING SOMETIME'S CAN BE A WONDERFUL MODEL OF EFFICIENCY, BUT AT OTHER TIMES IT CAN BE HAZARDOUS.

CREATE A GOODWILL FUND

2007-01-12T04:44:00.000-08:00

A '' goodwill fund'' is the amount of feel good factor, you create yourself.The key is making people feel good about you.So that when you need their help or support,they will be there for you.Your good deeds towards others slowly and surely get accumulated in your ''GOODWILL ACCOUNT''.
[1] BE A PLEASANT PERSON-Good communication skills,being well gromed,wearing clean clothes,being polite, and having good table manners and etiquette.This helps lot in developing a pleasant personality.
[2] GO OUT OF YOUR WAY-There are so many things you can do,educate someone,plant a tree,support an artist, clean up surroundings etc.Take care you don't dig a hole for yourself
by overdoing it.
[3] MAKE PEOPLE SMILE-Say something pleasant about people,Complimenting about their work, or dress, or even a gesture as holding a door open for someone makes them smile.
[4] DON'T DISCOURAGE OTHERS- Under no circumstances should you underestimate others.In fact,the most important thing is that, one should never discourage anyone who is doing good work.Take time out once in a week to do something for others.
[5] NETWORK-Talk to everyone, not just people of departments that you deal with, but also with others you don't.YOU NEVER KNOW WHEN AND WHERE SOMEONE WILL BE YOUR GOOD SAMARITAN.